Insurance Coverages

To be legal on the road you need to have liability coverage on your vehicle; many call this crash and burn.  This could also include medical coverage that follows you in any vehicle.  Talk with us on medical coverage and reform.
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To cover your vehicle against physical damage, towing fees, or to have rental reimbursement with a claim you can also add additional coverage.

Home Insurance will cover the structure of your home as well as your belongings inside.  It will also cover detached structures, fences, loss of use, and provide liability coverage if sued. 

Renters could have coverage for their belongings, loss of use and liability.

Many companies have different packages or options for the home insurance that we can review.  Things we may be able to include with home insurance would be boats, recreational vehicles, electronics, jewelry, or tractors.

Life Insurance protects the future of your family or business.  There are term policies that provide coverage for a length of time and whole life policy options that can gain interest.

Life Insurance makes a great gift for children and grandchildren, as well as guarantees their insurability.

Or maybe an annuity would work better for you?

No matter the size or the time in business, commercial insurance is available to fit the business needs for the owners and employees.

​Umbrella coverage will give you additional liability to protect your personal assets from lawsuits.  It goes above the underlying limits on your auto, recreational vehicles, rentals or home insurance in the event of a lawsuit.

We can check on long term medical coverage on and off the Marketplace through Blue Cross Blue Shield.  We also have dental, vision, or short term policy options.

Four wheelers, UTVs, boats and other recreational vehicles will need liability and sometimes you may also want physical damage coverage.  We can look at adding this on to an existing policy or a separate policy.  We can see what is the best package for you.

If extra liability is needed for an event we can look at adding to your existing policy or look into a separate event policy to match your needs.

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If a bond is needed, call us and we can review.